Thursday, December 31, 2015

Bank Exam Preparation 365

Directions (11-15) : In these questions, relationship between different elements is shown in the statements. The statements are followed by conclusions.
Give answer (1) if only Conclusion I is true.
Give answer (2) if only Conclusion II is true.
Give answer (3) if either Conclusion I or II is true.
Give answer (4) if neither Conclusion I nor II is true.
Give answer (5) if both Conclusions I and II are true.

11. Statements: A ≥ E > I ; E = 0 < U

Conclusions : I. A ≥ U
II. U > I

12. Statements:
B < C = D ≥ E ; C < F ; B ≥ G
Conclusions : 1. F > E
II. G ≥ E

13. Statements:
P = Q > R ≤ S ; Q < T ≤ U
Conclusions : I. U ≥ R
II. T < S

14. Statements :
H ≥ J ≥ I < K = L
Conclusions: I. I <-H
II. L > I

15. Statements:
M > N = 0≤ P ; N > Q : P ≤ R
Conclusions : I. M ≥ Q
II. R ≥ N

Directions (16-20) : Study the following information to answer the given questions:
P, Q, R, S, T, V, W and X are seated in a straight line facing North. T sits fourth to the left of Neither T nor W sits at the extreme end of the line. Only one person sits between X and R. Neither X nor R is
an immediate neighbour of W. P sits second to the right of X. Only two people sit between P and S. Q is not an immediate neighbour of S.

16. What is the position of V with respect to Q ?
(1) Fifth to the right
(2) Immediate neighbour
(3) Second to right
(4) Third to right
(5) None of these

17. Which of the following represents persons seated at the two extreme ends of the line?
(1) S, R (2) Q, S (3) R, P (4) X, Q (5) V, X

18. How many persons are seated between R and P ?
(1) One (2) Two (3) Three (4) Four (5) None

19. If T is related to V and Q is related to P in a certain way, to which of the following would X be related to following the same pattern?
(1) Q (2) T (3) R (4) S (5) W

20. Who amongst the following sits exactly in the middle of the persons who sits fifth from the left
and the person who sits sixth from the right?
(1) P (2) Q (3) T (4) S (5) V

Wednesday, December 30, 2015

Bank Exam Preparation 364

1. How many meaningful English words can be formed with the letters NCEO using each letter
• only once in each word ?
(l)None (2) One (3) Two (4) Three (5) More than three

2. The positions of first and the fourth letters of the word LIQUID are interchanged, similarly,
the positions of second and fifth letters and third and Sixth letters are interchanged. In the new arrangement thus formed, how many letters are there in the English alphabetical series between
the alphabets which are at the extreme ends?
(l)None (2) Two (3) Three (4) Four (5) More than four

Directions (3-4): Study the following information to answer the given questions :
Point P is 5 m towards the South o! Point M. Point Q is 3 m towards the East of Point P. Point O is 3 m towards the East of Point M. Point N is 2 m towards the South of Point Q.

3. A person, facing North, takes a left turn from point M, walks 4m and stops. He then takes another
left turn, walks 5 m and stops at point R. Which of the following points, including R, fall in a
straight line ?
(1) M, O, R (2) N, R, P (3) R, O, Q (4) R, Q, N (5) Q, P, R

4. How far and towards which direction is Point O from Point N ?
(1) 5 m towards South
(2) 7 m towards North
(3) 8 m towards West
(4) 7 m towards West
(5) 5 m towards North

Directions (5-7): The following questions are based upon the alphabetical series given below:
T J E N U Q A K I O G R M S P B H F D L V C

5. If'OD' is related to 'GF' and 'EB' is related to 'NP' in a certain way, to which of the following is 'AL'
related to, following the same pattern ?
(1)KD (2)QV (3) KL (4) KV (5)DQ

6. What will come in place of question mark (?) in the following series based on the above alphabetical series? TE JU NK ? GH
(1)IS (2)IR (3) AG (4)AR (5) AM

7. If in a certain code 'GRIM' is coded as 'RMOS' and 'DUSK' is coded as 'LQPI' how will 'STOP' be
coded in the same code language?
(l)MJIS (2)PJGB (3JPJIS (4)MJGB (5) PGJB

8. Among five friends, P, Q, R, S and T, each scored different marks in the examination. P scored more than Q but less than R. S scored more than' only T. Who amongst the following scored the second highest marks?
(1) P (2) Q (3) R (4) S (5)T

9. If each of the alphabets of the word MIRACLE is arranged in alphabetical order from left to right
and then each vowel in the new word thus formed is changed to the next letter in the. English alphabetical series and each consonant is changed to the previous letter in the English alphabetical
series which of the following will be fifth from the right?
(1) K (2) S (3) F (4) E (5) J

10. How many such, pairs of letters are there in the word INCLUDE, each of which has as many letters between them in the word (in both forward and backward directions) as they have between
them in the English alphabetical order?
(l)None (2) One (3) Two (4) Three (5) More than three

Tuesday, December 29, 2015

Bank Exam Preparation 363

71. One of the angles of a triangle is half the larger angle of a parallelogram. The respective ratio
between the adjacent angles of the parallelogram is 14 : 31 . The smallest angle of the triangle is half the smaller angle of the parallelogram. What is the value of the largest angle of the triangle ?
(1) 110° (2) 100° (3)80° (4)70° (5) None of these

72. Veena's monthly salary is equal to eighty two percent of Amit's monthly salary. Amit's monthly
salary is ` 24,000 more than Meena's monthly salary. If Meena's monthly salary is`42,000. what is Veena's annual salary ?
(1)` 6.4936 lacs
(2)` 6.4264 lacs
(3) ` 6.4444 lacs
(4) ` 6.4844 lacs
(5) None of these

74. Train-A covered a distance of 2320 km in 16 hours Speed of Train-B is four-fifth of the speed
of the Train-A. How much distance will Train-C cover in 8 hours if the speed of the train-C is three-fourth of the speed of the Train-B ?
(1) 704km (2) 696km (3) 684km (4) 714km (5) None of these

75. The respective ratio between the present ages of daughter, father, mother and son is
2 : 9 : 8 : 3 . The sum of father's and mother's present ages together is 68 years. What is the
sum of their daughter's and son's present ages together ?
(1) 16 years
(2) 14 years
(3) 20 years
(4) Cannot be determined
(5) None of these

76. In a test Devanshi scored 1269 marks and failed by 331 marks. Prakhar scored 1723 marks
which are 277 less than the maximum marks of the test. What is the minimum passing percentage ?
(1)90 .
(2)70
(3)60
(4) Cannot be determined
(5) None of these

77. The sum of five consecutive odd numbers and four consecutive even numbers together is 325.
Also, the largest odd number is 9 less than smallest even number. What is the sum of the second
largest odd number and the second smallest even number ?
(1)75
(2)77
(3) 73
(4) Cannot be determined
(5) None of these

78. Chamanlal purchased a mobile phone and a refrigerator for `15,400 and `19,600 respectively.
He sold mobile phone for a profit of 15 per cent and the refrigerator for a loss of 20 percent.
What is his overall loss/profit ?

(l)Loss of ` 1,620
(2) Profit of `1,620
(3) Loss of `1,610
(4) No gain no loss
(5) None of these

79. The simple interest accrued on a sum of a certain principal is 5f 4,500 in three years at the rate
of eight p.c.p.a. What would be the simple interest accrued on twice of that principal at the rate
of six p.c.p.a. in five years ?
(l) `11,200
(2)`12,520
(3)`11,250
(4)`12,450
(5) None of these


Monday, December 28, 2015

Bank Exam Preparation 362

Directions (56-60): What approximate value should come in place of the question mark (?) in the following questions?
(Note : You are not expected to calculate the exact value.)
56. 7828.34 - 5129.09 + 2278.99 = ?+ 3275.99
(1) 1500 (2) 1550 (3) 1650 ' (4) 1700 (5) 1600

57. 69.89% of 1880 - 45.28% of 701 = ?
(1) 1100 (2) 1200 (3) 1000 (4) 1300 (5) 1400

58. 54435 -f 45 x 7 - 5035 = ?
(1) 3240 (2) 3430 (3) 3590 (4) 3670 (5) 3740

59. (9.01)3 - (13.01)2 + (6.01)4 = ?
(1) 1450 (2) 1860 (3) 1980 (4) 1720 (5) 1650

60. 549 x 455 f 53 f 199 x 121 = ?
(1) 2860 (2) 2990 (3) 2740 (4) 2470 (5) 2630

Directions (61-65): What will come in place of question mark (?) in ;he following number series ?
61.112 259 392 511 616 (?)
(1) 701 (2) 707 (3) 711 (4) 715 (5) None of these

62.45 70 413 494 1825 (?)
(1) 1994 (2) 1978 (3) 1986 (4) 1998 (5) None of these

63.567 295 159 91 57 (?)
(1) 27 (2) 29 (3) 30 (4) 39 (5) None of these

64.45 186 283 344 377 (?)
(1)397 (2)387 (3) 390 (4) 380 (5) None of these

65.76 115 64 103 52 (?)
(1)91 • (2)97 (3) 89 (4) 87 (5) None of these

Sunday, December 27, 2015

Bank Exam Preparation 361

Directions ( 3 1 - 3 5 ) : Study the following information to answer the given questions :
Eight friends A, B, C, D, E, F, G and H are sitting around a circular table facing the centre not necessarily in the same order. B is second to the right of A. B is to immediate left of H. D is second to right of B. F is fourth to left of H. C is an immediate neighbour of D. E is not an immediate neighbour of A.

31. W h o is sitting third to the left of G ?
( 1 ) F (2)E ( 3 ) C (4)H (5) None of these

32. W h o is sitting exactly between E and D ?
( 1 ) G (2)B (3) F (4) H (5) None of these

33. Who is sitting exactly between A and B ?
(1)E (2)D (3)F (4)H (5) None of these

34. Four of the following five pairs of people are alike in a certain way based on their positions in
the arrangement given above and so form a group. Which one of the following pairs of people
does not belong to that group?
(1)GA (2)FC (3) DB (4) HG (5)AE

35. In which of the following pairs of people, are the people not sitting immediately next to each other?
(1)DE (2) AG (3) BH (4) FE (5) None of these

Directions (36 - 40): Study the information below and answer the given questions.
In a certain code 'market has value' is coded as 'lo pe he', Value for money" is coded as 'he zo kh', 'money in market' is coded as 'kh ma lo' and 'has little value' is coded as 'pe sy he'.

36. How will "in the market" be coded?.
(1) ma lo sy
(2) ma pe he
(3) lo he pe
(4) ma lo ki
(5) lo ma sy

37. How will "little value for money be coded?
(1) sy zo kh ma (2) he ma zo kh
(3) sy he pe lo
(4) sy lo zo pe
(5) None of these
38. What is the code for 'Value" ?
(l)pe (2) he
(3) lo (4) sy
(5) None of these

39. What does the code "zo" stand for?
(1)in
(2) market
(3) has (4) for
(5) None of these

40. What is the code for "money" ?
(Dkh . (2) ma (3)pe (4) he ' (5) None of these

Saturday, December 26, 2015

Bank Exam Preparation 360

Directions (12-16): In each of the questions below are three statements followed by two conclusions
numbered I and II. You have to take the three statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically
follows from the three statements disregarding commonly known facts.

Give answer (1) if only conclusion I follows.
Give answer (2) if only conclusion II follows.
Give answer (3) if either conclusion I or conclusion II follows.
Give answer (4) if neither conclusion I nor conclusion II follows.
Give answer (5) if both conclusion I and conclusion II follow.

12. Statements:
All plants are bottles.
All bottles are caps.
All caps are crowns.

Conclusions:
I. Atleast some crowns are bottles.
II. All plants are caps.

13. Statements:
Some shoes are handkerchiefs.
Some handkerchiefs are calculators.
All calculators are paper.

Conclusions:
I. No calculator is a shoe.
II. No shoe is a paper.

14. Statements:
All zebra are cows.
All camels are cows.
All tigers are zebra.

Conclusions:
I. All tigers are cows.
II. All camels being tigers is a possibility.

15. Statements:
Some pencils are mobiles.
All mobiles are grass.
All grass is green.

Conclusions:
I. All grass being pencils is a possibility.
II. No ereen is mobile

16. Statements:
All watches are cards.
Some cards are clips.
All clips are chairs.

Conclusions:
I. All chairs being cards is a possibility.
II. All clips being watches is a p o s s i b i l i t y

Directions ( 2 2 - 2 6 ) : Each o f the following questions below consists of a q u e s t i o n and two
statements numbered I and II given below it.  You have to decide whether the data provided in the statements are sufficient to answer the question.  Read both the statements a n d —

Give answer (1) If the data i n Statement I alone is sufficient to answer the question, while the data
in statement II alone are not sufficient t o answer the question.
Give answer (2) If the data i n Statement II alone is sufficient to answer the question, while the data
in statement I alone are not sufficient t o answer the question.
Give answer (3) If the data in either Statement I alone or statement II alone are sufficient to answer
the question.
Give answer (4) If the data i n both the Statements I and II are not sufficient to answer the question.
Give answer (5) If the data i n both the Statements I and II are together necessary to answer the
question.

22. Who is the tallest of A, B, C, D a n d E ?
I. B is shortest amongst the five people.
II. C is taller than D.

23. H o w is 'stand' coded ?
I. 'cost of p e n ' is coded as 'la ke if.
II. 'pen stand'is coded a s ' k e h u ' .

24. H o w many marks did Sudhir score in Maths ?
I. Sudhir has scored 6 5% marks overall.
II. T h e d i f f e r e n c e b e t w e en Sudhir's marks in Maths and English i s 12 marks.

25. On which day of the week did  Mansi take leave f r om her office ?
I. Mansi correctly remembers that she took leave before Friday but after Monday.
II. Mansi's friend correctly remembers that Mansi took eave before Saturday but after
Thursday.

26. H o w many brothers does Mary have (Mary is a girl) ?
I . Mary has only one younger brother.
II. Mary's father has only one son.

27. I f ' C A R I N G ' is coded as ' E D V G K C , and ' S H A R E S ' i s coded as 'UKEPBO', how will C A S K E T be c o d e d as in the same code?
( l ) E D W I A P (2)EDWPAI (3) E D W I B P (4) EDXIBP (5) EDWIBQ

28. 'BE' is related to 'GJ' in the same way as 'FI is related to KN'. 'LO' is related to
( 1 ) Q V (2)RU (3) Q T (4) U V ( 5 ) U T

29. H ow many such pairs of letters are t h e r e in the w o r d CARTOONIST each of w h i c h has as
many letters between them in the word (in both forward and b a c k w a r d d i r e c t i o n s ) , as they
have between them in the English alphabetical series?
( l ) O n e (2) Two (3) None (4) Three (5) More than three

30. F o u r of the following five are alike in a certain way and so f o rm a group. Which is the one
t h a t does not b e l o n g to that group?
(1) Knife (2) Blade (3) N e e d l e (4) Sickle * (5) Scalpel

Friday, December 25, 2015

Bank Exam Preparation 359

Directions (1-3) : Four of the following five are alike in a certain way and so form a group. Which is the one that does not belong to that group?
1.(1) Doubtful (2) Spacious (3) Confusing (4) Uncertain (5) Ambiguous

2.(1) Happy (2) Elated (3) Moved (4) Joyful (5) Excited

3. (1) America (2) Europe (3) London (4) Australia (5) Africa

4. 'Topping' is related to 'Pizza' in the same way as 'Icing' is related to
(1) Sandwich (2)Dosa (3) Cake (4) Burger (5) Milkshake

5. If only one English word can be formed with the. letters O, T, E and R, using each letter only
once, what will be the third alphabet of that word from left? If more than one such word can be
formed, mark your answer as Z. If no such word can be formed your answer will be X.
(DT (2)Z (3)P (4)0 (5)X

6. 'Colleague' is related to 'Office' in the same way as 'Classmate' is related to—
(1) School (2) Childhood (3) Parents (4) Teachers* (5) Principal

Directions (7-11) : Study the following information to answer the given questions:
Seven friends P, Q, R, S, T, W and X are sitting in a straight line facing the north not necessarily in the same order. R is second to the left of X. S is second to the right of W. Q is second to the right of P. S is second to the left of T. Q is an immediate neighbour of S. P is not an immediate neighbour of S.

7. Who amongst the following is sitting exactly between W and S ?
(1)Q (2)P (3)T (4)X (5) None of these

8. Who amongst the following has as many people sitting to his left as to his right ?
(1)W (2)T (3)S (4)X . ' (5) None of these

9. Four of the following pairs of people are alike in a certain way based on their positions in the
arrangement given above and so form a group. Which one of the following pairs of people does
not belong to that group?
(1) PQ (2) QW (3) RX (4) ST (5)WS

10. If all the seven are made to sit in alphabetical order, starting from left to right the positions
of how many people will not change?
(l)One (2) Two (3) Three (4) Four (5) More than four

11. Who amongst the following is sitting to the immediate left of X?
(1)T (2)R (3)Q (4)S (5) None of these

Thursday, December 24, 2015

Bank Exam Preparation 358

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it.

Bhaskar was a wealthy, wordly wise merchant. On his deathbed, he called his only son, Nakul, and gave him some advice. “When you do business and travel to an unknown land, make sure you know the local culture well. Try to gain as much information as you can. This and presence of mind will come to your rescue.” Bhaskar died a few days later and Nakul began looking after the business. Once, he travelled by ship to a distant country where he stayed at an inn. He began talking to the owner and ended up telling him all about his life and the business had come to conduct.

The following day, Nakul was heading to the bustling market when a one armed man rushed up to him and said, “Your father took one of my arms as a loan. You must return it to me.” Not knowing what to do, Nakul asked the man to meet him the next day. A little later, a woman came upto Nakul and said,

“Your father married me and would send me money every month. This responsibility is now yours.” Again Nakul asked for a day’s respite and walked on. On the way he stopped at a tavern and ate breakfast. While paying for his meal the owner said, “The only payment I want is for you to make me happy.”

Though he had to pay only two coins, Nakul gave the man five, but the man still maintained that he was unhappy. That evening Nakul met a man who invited him to a game of dice. Unaware they were playing with a trick dice, he lost every game. The winner set him an unusual condition, “Drink all the water in the sea or give me all the goods on your ship.” Nakul said he would give him his decision the next day. That night as Nakul lay on his bed, he remembered his father’s words, “In a foreign land only your wits will come to your aid.”\

The next morning, as soon as he reached the marketplace, the one armed man appeared. Nakul smiled when he saw him and said, “My father took many such loans and our house is full of hands. I shall take your other arm, find the matching one and repay you.” The man ran away petrified. He then
approached the woman who claimed to have been married to his father. “My father was wrong not to tell us about you. Come home with me and help my mother in the fields.” The woman left without a word. Next, Nakul went to the tavern and standing outside shouted, “Hail the King ! Your king is great !” “I am happy to hear you say that”, was the only response the tavern owner could give.“ If you are happy,” continued Nakul, “I have paid for my meal.” Nakul then sought out the man who had won at dice the previous night. “I shall gladly drink all the water in the sea provided you bring me the water in jugs.” The man made a quick getaway when he heard this. Nakul returned home after conducting much business. He was far richer in wisdom too.

1. Which of the following is TRUE in the context of the passage ?
(1) Nakul preferred sailing to working in the fields with his mother.
(2) Bhaskar’s second wife was a greedy woman.
(3) Bhaskar did not have faith in Nakul’s ability to successfully run the business.
(A) None
(B) Only (1)
(C) Both (1) & (3)
(D) Both (2) & (3)
(E) Only (2)

2. Why did Nakul visit a far-away country ?
(A) It was his father’s final request
(B) To acquire knowledge about a different culture
(C) To mee some of his father’s acquaintances
(D) To trade and do business
(E) None of these

3. How did Nakul manage to deal with the people who tried to swindle him ?
(1) His father provided him with the solution in a dream.
(2) He threatened them with dire punishment.
(3) He gave into their demands and paid them off.
(A) None
(B) Only (2)
(C) Only (3)
(D) Both (1) & (2)
(E) None of these

4. Why wasn’t Nakul able to win any of the games while gambling ?
(A) He was not a skilful player
(B) He was distracted while playing
(C) The other players were cheating with a trick dice
(D) He was not well versed with local rules
(E) None of these

5. Which of the following best describes the one armed man’s reaction when he met Nakul for the second time ?
(A) He was upset because Nakul refused to honour the debt his father owed him
(B) He was angry at Nakul for laughing at his plight
(C) He was frightened since Nakul had threatened to cut-off his remaining arm
(D) He was worried about what action Nakul would take against him for trying to cheat him
(E) He admired Nakul for outwitting him.

6. Why did Nakul confide in the innkeeper ?
(A) The innkeeper was an old friend of his father
(B) He was drunk and unaware he was confiding in a stranger
(C) He was still upset by his father’s death and wanted to talk to someone
(D) By confiding in the innkeeper he hoped to get information about the local customs
(E) None of these

7. Why did Nakul pay the tavern owner five coins instead of two ?
(A) Not being familiar with the foreign currency he made a mistake
(B) Nakul did not have the exact change
(C) He left a tip to show his appreciation for a good meal
(D) He thought the extra money would make the innkeeper happy
(E) He wanted to create a favourable impression

8. Which of the following can be said about Nakul’s father ?
(A) He was adventurous and had travelled all over the world
(B) He was rich and experienced in the ways of the world
(C) He was prosperous because he had duped a lot of people
(D) He favoured Nakul among all his children
(E) He was poor and knew about various cultures

9. Why did Nakul have a good opinion of the King of the faraway country ?
(1) He encouraged trade and his subjects were prosperous.
(2) He ensured that visitors were treated with hospitality.
(3) There were many facilities for entertainment there.
(A) Only (1)
(B) Only (2)
(C) Both (1) & (3)
(D) Only (3)
(E) None of these

10. What was Nakul’s overall experience in the far-away country ?
(A) It was an unpleasant one and he decided it would be his last trip
(B) It was a profitable one and he learnt a lot
(C) It was stressful and he was glad to return home
(D) It was sad since people kept recounting memories of his father
(E) None of these

Directions—(Q. 11–13) Choose the word which is MOST SIMILAR inEANING to the word printed in bold as used in the passage.
11. conduct
(A) behaviour
(B) handle
(C) action
(D) habits
(E) guide

12. respite
(A) stop
(B) part
(C) delay
(D) rest
(E) relax

13. unknown
(A) undecided
(B) anonymous
(C) renowned
(D) unidentified
(E) unfamiliar

Directions—(Q. 14–15) Choose the word which is MOST OPPOSITEin MEANING to the word printed in bold as used in the passage.
14. appeared
(A) evaporated
(B) died
(C) invisible
(D) vanished
(E) faded

15. matching
(A) duplicate
(B) dissimilar
(C) original
(D) identical
(E) single

Wednesday, December 23, 2015

Bank Exam Preparation 357

Directions—(Q. 41 to 50) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

One day an expert in time management was …(41)… to a group of business management students and to drive home a point he used and …(42)… they will never forget. As he stood in front of a group of brilliant students he said, “Okay it’s …(43)… for a quiz.” He then pulled out a one gallon jar and set it on the table in front of him. He also …(44)… a dozen fist sized rocks and carefully
placed them one at a time into the jar. When the jar was filled to the top and … (45)… more rocks would fit inside, he asked, “Is the jar full ?” Everyone in the class …(46)… said ‘Yes!’ The professor said nothing. He then …(47)… under the table and pulled out a bucket of gravel. He dumped some gravel into the jar and shook it …(48) … pieces of gravel to work themselves down into the spaces between the big rocks. He asked the group once more, “Is the jar full ?” ‘Probably not.’ some
answered. ‘Good !’ he said and began…(49)… sand to the contents in the jar. The sand fitted into the spaces between the rocks and gravel. He also poured water into the jar. “What was the point of this exercise ?” he asked. “The point is that no matter how busy your schedule is you can always manage to fit something in.” replied one student. ‘No’ said the professor, “The truth is if you don’t fit in the rocks which symbolize the …(50)…things in your life like your family and your dreams first, you’ll never have time for them.”

41. (A) addressing
(B) conveying
(C) speaking
(D) discussing
(E) expressing

42. (A) imagination
(B) impression
(C) expression
(D) emblem
(E) illustration

43. (A) ready
(B) usual
(C) opportunity
(D) time
(E) scheduled

44. (A) made
(B) produced
(C) dug
(D) constructed
(E) ploughed

45. (A) any
(B) no
(C) few
(D) some
(E) much

46. (A) definite
(B) forcibly
(C) convince
(D) positive
(E) emphatically

47. (A) reached
(B) hid
(C) gone
(D) searching
(E) found

48. (A) making
(B) until
(C) causing
(D) while
(E) resulting

49. (A) filling
(B) pushing
(C) substituting
(D) adding
(E) stuffing

50. (A) important
(B) necessarily
(C) vitally
(D) ideal
(E) expensive

Tuesday, December 22, 2015

Bank Exam Preparation 356

Directions—(Q. 26 to 30) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

1. With all this experimentation he incurred an expenditure of over a million dollars before success smiled on him.
2. Edison invented the long lasting electric light bulb.
3. To find a fibre to burn inside a bulb he experimented with over two thousand items.
4. We thus owe the miracle of light as much to his perseverance as to his genius.
5. However he did not invent it overnight.
6. His friends too travelled all over the world from South America to India in search of a suitable fibre.

26. Which of the following should be the FIRST sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5

27. Which of the following should be the SECOND sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6

28. Which of the following should be the THIRD sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5

29. Which of the following should be the FOURTH sentence after  rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6
30. Which of the following should be the SIXTH (LAST) sentence after
rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6

Directions—(Q. 31 to 40) Read each sentence to find out whether there is any grammatical error or idiomatic error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any.)

31. Senior citizens prefer (A) / banks which (B) / branches are located (C) / near their homes. (D) No error (E)

32. In the latest statistics (A) / China supplies more than (B) / ninety per cent of the (C) / steel imported by India. (D) No error (E)

33. We shall be calling a meeting (A) / next week to assess (B) / the causes of frequently (C) / delays in infrastructure projects. (D) No error (E)

34. Although it has received (A) / clearance from RBI the bank (B) / has decided not to open (C) / their office in Hongkong. (D) No error (E)

35. Most of the tribals (A) / in the region (B) / are depended on the forest (C) /to earn their livelihoods. (D) No error (E)

36. After graduating from college (A) / having an engineering degree (B) / he received a job offer (C) / from a reputed American firm. (D) No error (E)

37. In order for (A) / the scheme to be (B) / successful we require as (C) / much as twenty investors. (D) No error (E)

38. The insurance company has plans (A) / to hire 30,000 agents (B) / at a time when (C) / most companies are cutting jobs. (D) No error (E)

39. One of the important lesson (A) / he taught me was to save (B) / at least thirty per cent (C) / of my gross income. (D) No error (E)

40. Due to the financial crisis (A) / the price of foodgrains (B) / has risen sharply (C) / over the past few months. (D) No error (E)

Monday, December 21, 2015

Bank Exam Preparation 355

Directions—(Q. 16 to 20) Which of the phrases (A), (B), (C) and (D) given below should replace the phrase given in bold in the following sentences to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and ‘No correction is required’, mark (E) as the answer.

16. In these circumstances, they will not be able to meet the assign target to them.
(A) targeted assignment
(B) assigned target
(C) assigning of target
(D) target assigned
(E) No correction required

17. Banks must be ensured that 18 per cent of their loans is given to the agricultural sector.
(A) are ensured
(B) have to ensure
(C) being ensured
(D) should be ensured
(E) No correction required

18. The government has announced several initiatives benefiting to factory workers.
(A) beneficial
(B) for benefiting to
(C) which will benefit
(D) benefited to
(E) No correction required

19. A date for the committee meeting to discuss the details of the proposal has yet to be decided.
(A) will be yet decided
(B) is been decided yet
(C) have not been still decided
(D) is not yet been decided
(E) No correction required

20. With the raining heavily the multi-storey office building was badly damaged and collapsed.
(A) Owing to the heavy rains
(B) Because of raining heavily
(C) Since heavily it rained
(D) In raining heavily
(E) No correction required

Directions—(Q. 21 to 25) In each question below a sentence with four words printed in bold type is given. These are lettered as (A), (B), (C) and (D). One of these four words printed in bold may be either wrongly spelt or inappropriate in the context of the sentence. Find out the word which is
wrongly spelt or inappropriate if any. The letter of that word is your answer. If all the words printed inbold are correctly spelt and also appropriate in the context of the sentence, mark (E) i.e. ‘All correct’ as your answer.

21. Since petroleum products are taxed (A) heavily they are a majar(B) source (C) of revenue (D) for the government. All correct (E)

22. Even though the proposal appearrs (A) practical (B) the committee should discuss (C) it at length. (D) All correct (E)

23. The Indian stock market has been one of the well (A)performing (B) markets globally (C) during the current (D) year. All correct (E)

24. Had the scheme been allowed (A) to continue (B) it would have generated (C) attracted (D) returns. All correct (E)

25. People should constantly (A) upgrade their skills (B) in order to be effective (C) and efficient. (D) All correct (E)

Sunday, December 20, 2015

Bank Exam Preparation 354

Directions—(Q. 1 to 15) Read the following passage carefully and answer the questions given below it.

The Emperor’s brother-in-law was also his Prime Minister and his favourite courtier. He was not liked by the other courtiers as a result. Jealous of the Emperor’s brother-inlaw the courtiers once said, “Your Majesty, why don’t you appoint one of us as Prime Minister ? Subjectus to a test to see who is truly the right person to be Prime Minister.” At the time the Prime Minister was out hunting with another courtier. In pursuit of their prey they mistakenly rode into the neighbouring kingdom. As they were strangers and had weapons they were arrested as spies by the soldiers there and were certain to be sentenced to death by the ruler, King Amir.

The courtier was petrified and bowed his head in prayer. The Prime Minister pretending to be praying whispered something in his ear. The two of them then began arguing. “I should be the one to die first !” each of them said. Those present were astonished to hear their argument. The soldiers brought the two before King Amir. He was astonished to hear of their strange behaviour. “Tell me why you are so eager to die ?” Pretending to be reluctant to reveal the reason the Prime Minister bowed respectfully and said, “Sir, our Emperor has a secret wish of annexing your kingdom. If you kill us the Emperor can attack your kingdom on the pretext of avenging our deaths. The Emperor has also promised us a great reward for our sacrifice. We felt that in case you changed your mind and set one of us free to return home he would not get the reward.” King Amir was worried when he heard this. Concerned that the lives of his subjects would be lost in war, King Amir refused to kill either of the two and
sent them home. When they heard about the incident the Emperor’s courtiers bowed their heads. They were ashamed. They realised the Emperor had made a wise choice in selecting his Prime Minister.

1. Why were the courtiers not on good terms with the Emperor’s brother-in-law ?
(A) The Emperor used to only heed his brother-in-law’s advice
(B) He was cleverer than they were and he would remind them of it
(C) He was empowered to take decisions on behalf of the Emperor
(D) He had more power and prestige and earned more than they did
(E) None of these

2. Why did the Emperor’s two courtiers enter the neighbouring kingdom ?
(A) The Emperor had asked them to deliver a message to its king
(B) They wanted to spy on the neighbouring kingdom
(C) They had accidentally wandered into neighbouring territory
(D) The other courtiers had set a trap for them
(E) Their curiosity about the kingdom led them to enter it

3. Why was the Emperor’s brotherin-law not afraid when faced with death ?
1. He felt that if he told King Amir the truth his life would be spared.
2. He was confident that he would be rescued.
3. He had prayed fervently asking God to save them.
(A) None
(B) Only 1
(C) Only 2
(D) Both 2 and 3
(E) Only 3

4. Which of the following can be said about the Emperor ?
(A) He reserved important posts for his family members
(B) He had chosen a worthy Prime Minister
(C) He was ruthless and wanted to conquer the neighbouring kingdom
(D) He treated all his courtiers shabbily except his brother-inlaw
(E) He deliberately endangered the lives of his courtiers in order to test them

5. Why did the two courtiers begin to argue with each other ?
(A) They wanted to distract the soldiers so they could escape
(B) It was a delaying tactics till they were rescued
(C) They blamed each other for the predicament they were in
(D) The Prime Minister wanted to stop the other courtier from divulging the Emperor’s plan to the enemy
(E) None of these

6. What surprised King Amir about the courtiers’ behaviour ?
1. They were very respectful to him although he had condemned them to death.
2. Each was volunteering to be killed first.
3. They had managed to convince the soldiers to set them free.
(A) Only 1
(B) Both 1 and 2
(C) Only 3
(D) Only 2
(E) None of these

7. Why did King Amir set the two courtiers free ?
(A) He believed their story that the Emperor was planning to attack
(B) He had great respect for their courage
(C) He had ascertained they were not spies so he set them free
(D) He was impressed by the wisdom of the Emperor’s courtiers
(E) None of these

8. Which of the following does not describe the Emperor’s reaction to the courtiers’ request to appoint one of them as Prime Minister ?
1. He thought about asking his brother-in-law to resign.
2. He tested his brother-in-law to prove he was best suited for the post of Prime Minister.
3. He disregarded it completely and punished the courtiers.
(A) Only 1
(B) Only 3
(C) Both 1 and 3
(D) All 1, 2 and 3
(E) None of these

9. Which of the following is NOT true in the context of the passage ?
(A) King Amir was concerned about the welfare of his people
(B) The Emperor’s brother-inlaw had enemies at court
(C) King Amir set the Emperor’s brother-in-law free on account of his bravery
(D) The Emperor’s brother-inlaw was deserving of the post of Prime Minister
(E) The Prime Minister was a quick thinker

10. What was the courtiers’ reaction when they heard about the Prime Minister’s safe return ?
(A) They were disappointed because their plan had failed
(B) They were ashamed of their plot to kill him
(C) They were upset to hear about his bad experience
(D) They bowed in respect and praised his wisdom
(E) None of these

Directions–(Q. 11 to 13) Choose the word which is most similar in meaning to the word printed in bold as used in the passage.
11. subject
(A) topic
(B) undergo
(C) expose
(D) citizen
(E) accountable

12. pretext
(A) excuse
(B) guess
(C) crime
(D) example
(E) fraud

13. petrified
(A) panic
(B) scared
(C) feared
(D) alarming
(E) terror

Directions—(Q. 14 and 15) Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.
14. right
(A) immoral
(B) unsuitable
(C) inaccurate
(D) inconvenient
(E) error

15. reveal
(A) secret
(B) darken
(C) disclose
(D) hide
(E) invisible

Saturday, December 19, 2015

Bank Exam Preparation 353

Directions—(Q. 31–40) In the following passage there are blanks each of which has been numbered. These numbers are printed below the passage and against each five words are suggested one of which fits the blank appropriately. Find out the appropriate word in each case.

I had …(31)… to become a multipurpose manager. I took three steps to accomplish this. First, I took very …(32)… part in professional associations. I …(33)… the National President of the Indian Society for Training and Development–one of the …(34)… organizations for HR professionals. This
helped me to grow professionally. My communication skills …(35)…. It also taught me …(36)… to conduct meetings in an effective manner. My job …(37) … me to different parts of the country and I …(38)… believe that …(39)… provided me with an education. I also wrote a lot. Newspaper editors often approached me with …(40)… to write articles for their publications.

31. (A) achieved
(B) aim
(C) try
(D) dreamed
(E) wanted

32. (A) selected
(B) active
(C) interesting
(D) often
(E) joint

33. (A) elected
(B) voted
(C) became
(D) applied
(E) decided

34. (A) respected
(B) status
(C) impressed
(D) aged
(E) common

35. (A) lacked
(B) grown
(C) learnt
(D) improved
(E) earned

36. (A) that
(B) why
(C) how
(D) never
(E) anyhow

37. (A) saw
(B) showed
(C) posted
(D) discovered
(E) took

38. (A) quiet
(B) firmly
(C) strong
(D) first
(E) not

39. (A) travelling
(B) journey
(C) visit
(D) migrating
(E) shift

40. (A) wish
(B) offer
(C) appointments
(D) requests
(E) commands

Friday, December 18, 2015

Bank Exam Preparation 352

Directions—(Q. 11–15) Read each sentence to find out whether there is any error in it. The error, if any, will be in one part of the sentence. The letter of that part is the answer. If there is no error, the answer is (E). (Ignore errors of punctuation, if any.)

11. In present the (A)/ prices of food grains (B)/ are high all (C)/ over the world. (D) No error (E)

12. Majority of the banks (A)/ today uses technology (B)/ to reach out to those (C)/living in rural areas. (D) No error (E)

13. I will give (A)/ you the advance (B)/ if you repay it as (C)/ soon as possibly. (D) No error (E)

14. Though he is very (A)/ wealthy and powerful (B)/ he has any(C)/ concern for the poor. (D) No error (E)

15. Mala has the (A)/ ability t o handle (B)/ many tasks at (C)/ the same time. (D) No error (E)

Directions—(Q. 16–20) Which of the phrases (A), (B), (C) and (D) given below should replace the phrases given in bold in the following sentences to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and No correction is required, mark (E) as the answer.

16. Finding himself in financial difficulty, he came forward me for help and advice—
(A) came across
(B) is come upto
(C) came to
(D) comes with
(E) No correction required

17. Deepak having been over eighteen years of age, is entitled to vote—
(A) has been of
(B) being over
(C) who is having over
(D) who is been
(E) No correction required

18. The magazine that we subscribe to is published monthly—
(A) which is subscribed
(B) we are subscribed
(C) whom we subscribe
(D) whichever we subscribe
(E) No correction required

19. Among of his many good qualities, that I remember is his honesty—
(A) All of his
(B) Some of the
(C) Only of his
(D) One of his
(E) No correction required

20. Many of our clients have deposit of this foreign bank—
(A) have deposits in
(B) had deposited
(C) with deposits
(D) have deposited
(E) No correction required

Thursday, December 17, 2015

Bank Exam Preparation 351

Directions—(Q. 1–10) Read the following passage carefully and answer the questions given below it. Certain words are printed in bold to help you to locate them while answering some of the questions.

There was a girl who sang beautifully at the temple every morning. The music master used to happily recall, “One day when I went into the woods to pluck flowers, I found this baby under a pipal tree.” He picked her up carefully, raised her lovingly as if she was his daughter and taught her to sing
before she spoke her first word. The music master grew old and didn’t see too well. The girl tended to him caringly. Many people including young men travelled from far and wide to hear her sing. This made the music master’s heart quake with fear. “You will choose one of them as your husband. What is to become of me ?” The girl replied, “I shall not be apart from you.” But on a full moon night during the harvest festival, the master’s chief disciple touched his feet reverently and said,

“Master grant me your permission for your daughter has agreed to marry me.” The master’s tears flowed freely, “She has chosen well. Go and fetch her, let me hear you sing the first of many melodies that you will sing together.” The two began to sing in harmony. But the song was interrupted by the arrival of the royal messenger. “Your daughter is very fortunate-the king has sent for her,” the messenger said. At the palace the Queen summoned the girl to her and said, ”I place upon you the honour of making sure my daughter is never unhappy at her husband’s home.” There wasn’t a single tear in the girl’s eyes but she thought of the master and her heart was heavy.

That very night the princess began her journey to Kambhoj. The princess’s royal chariot led the procession and the girl’s palanquin followed close behind carrying trunks of silks, jewellry and precious stones. It was covered with a velvet sheet and had soldiers on both sides. As the procession passed, the master and his disciple Kumarsen stood still by the wayside. A collective sigh escaped the crowd gathered there wishing that the princess wouldn’t feel homesick in her faraway home.

1. Which of the following can be said about the girl ?
(1) She was brought up by her father as her mother had died when she was a baby.
(2) She was a talented singer who had learnt to sing at an early age.
(3) She was only allowed to sing with the master’s permission.
(A) Only (1)
(B) Both (1) and (2)
(C) Only (2)
(D) All (1), (2) and (3)
(E) None of these

2. What was the girl’s reaction to leaving home ?
(A) She was honoured to be serving the princess
(B) Sadness at leaving the master.
(C) She entrusted the task of looking after the music master to Kumarasen
(D) She was thrilled to be living in luxury
(E) None of these

3. What task was entrusted to the girl by the Queen ?
(A) Seeing that her daughter reached Kambhoj safely
(B) Entertaining the princess on her journey to Kambhoj
(C) Protecting the princess and reporting to the queen if she was unhappy
(D) Ensuring the princess’ happiness
(E) None of these

4. What was the master’s reaction to the girl’s decision to marry his disciple ?
(A) He was upset and cried
(B) He promised to give his permission if the couple sang well together
(C) He was sad because she would be going to Kambhoj which was far away
(D) He was pleased with her choice of husband
(E) None of these

5. Which of the following is not true in the context of the passage ?
(1) The girl was leaving the master and going to Kambhoj once she was married.
(2) The king sent for the girl because she was a good singer.
(3) The master did not let the girl study any other subject except music.
(A) Only (1)
(B) Both (1) and (2)
(C) All (1), (2) and (3)
(D) Both (1) and (3)
(E) None of these

6. Why was the princess going on a journey ?
(1) She was going to her prospective husband’s home to get engaged.
(2) Her parents wanted her to visit the kingdom of which she would be the future queen.
(3) To take expensive gifts for the rulers of the Kambhoj who were well known to her parents.
(A) None
(B) Only (2)
(C) Only (1)
(D) Both (1) and (2)
(E) Both (2) and (3)

7. Why was the master afraid ?
(A) He felt the princess would treat the young girl unkindly
(B) He would be all alone after the girl’s marriage
(C) The girl may not be able to adapt to her new home
(D) He was slowly going blind.
(E) None of these

Directions—(Q. 8–9) Choose the word which is MOST NEARLY theSAME in MEANING as the word printed in bold as used in the passage.

68. fortunate
(A) rich
(B) liked
(C) happy
(D) successful
(E) lucky

9. raised
(A) nurtured
(B) lifted
(C) grew
(D) built
(E) high

10. Choose the word which is most OPPOSITE in meaning of the word Collective as used in the passage—
(A) alone
(B) separately
(C) united
(D) partial
(E) single

Wednesday, December 16, 2015

Bank Exam Preparation 350

Directions—(Q. 26–35) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

Decades ago, China …(26)… the concept of ‘barefoot doctors’. They were community healthcare workers who successfully …(27)… the health of China’s villages. Following this example, many African, Asian and Latin American countries have started …(28)… programmes. The largest of such community health efforts is India’s National Rural Health Mission. In …(29)… over three years, the programme has mobilized over fifty thousand new community health workers, each …(30)… as ‘Asha’. This is short for ‘Accredited Social Health Activist’ and translated into Hindi is the word …(31)… hope. Today technology companies and foundations are also joining the …(32)… to
support community health workers. Mobile phone companies are …(33) … these workers with phones and support systems to obtain up to date medical information, call ambulances etc. In the …(34)… years, community health workers can thus help…(35)… the spread of many devastating but
curable diseases.

26. (A) gives
(B) researches
(C) introduced
(D) originates
(E) enlightened

27. (A) improved
(B) entrusted
(C) fought
(D) cured
(E) dealt

28. (A) thousands
(B) alike
(C) imitated
(D) similar
(E) naming

29. (A) course
(B) less
(C) approximate
(D) period
(E) just

30. (A) referred
(B) known
(C) perceived
(D) regarded
(E) called

31. (A) denotes
(B) describes
(C) for
(D) explains
(E) means

32. (A) business
(B) membership
(C) scope
(D) effort
(E) purpose

33. (A) provided
(B) buying
(C) equipped
(D) supplied
(E) empowering

34. (A) coming
(B) next
(C) past
(D) few
(E) previous

35. (A) overlook
(B) curb
(C) protect
(D) enrich
(E) neglect

Tuesday, December 15, 2015

Bank Exam Preparation 349

Directions—(Q. 16–20) Which of the phrases (A), (B), (C) and (D) given below should replace the phrase given in bold in the following sentence to make the sentence grammatically meaningful and correct. If the sentence is correct as it is and no correcton is required, mark (E) as the answer.

16. In order to control rising prices the government has restricted the export of certain commodities.
(A) For control of raised
(B) In control of raised
(C) To control the rise
(D) By controlling rising
(E) No correction required

17. Over two crores will be required to renovate the building being damaged during the cyclone.
(A) that was damage
(B) which was damaged
(C) has been damaged
(D) been damaged
(E) No correction required

18. Small investors often suffer because of delays in getting its grievance redressed.
(A) their grievances redressed
(B) the grievances redress
(C) to redress grievance
(D) this grievances redressed
(E) No correction required

19. With the failure of the investment bank, the public’s confidence in the banking sector has been how badly shaken.
(A) so badly shaken
(B) that much shaky
(C) badly shaken
(D) too badly shaky
(E) No correction required

20. A consultant is been appointed to advise us on the viability of the project.
(A) appointed
(B) has been appointing
(C) will be appointed
(D) to be appointed
(E) No correction required

Directions—(Q. 21–25) Rearrange the following six sentences (1), (2), (3), (4), (5) and (6) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.

(1) Expansion of retail banking especially has a lot of scope, since retail assets are just 22 per cent of the total banking assets.
(2) Where they do not find it viable to open branches they may open satellite offices in these areas.
(3) There is tremendous scope for the expansion of banking in India.
(4) Banks can also diversify beyond cities to semi-urban and rural areas.
(5) In these ways a transition from class banking to mass banking can take place.
(6) They can also collaborate with local stakeholders in order to extend microcredit services to those living there.

21. Which of the following should be the THIRD sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6

22. Which of the following should be the FIRST sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5

23. Which of the following should be the FIFTH sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6

24. Which of the following should be the SIXTH (LAST) sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5

25. Which of the following should be the SECOND sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5

Monday, December 14, 2015

Bank Exam Preparation - 348

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. 

We should recognise the indebtedness of the country to its farm families who toil to safeguard national food security. Loan waiver is the price we have to pay for the neglect of rural India over the past several decades. There has been a gradual decline in investment in key sectors related to agriculture such as infrastructure, marketing, post harvest technology etc. The four crore farmers
whose debt is to be relieved will be eligible for institutional credit for their cultivation expenses during Kharif 2008. The challenge is to prevent them from getting into the debt trap again. For this purpose the Central and various State governments should set up an Indebted Farmers’ Support Consortium, comprising scientists, panchayat raj officials and others relevant to assisting farmers to improve the profitability and productivity of their farms in an environmentally sustainable manner. The smaller the farm, the greater is the need for marketable surplus to reduce indebtedness.

The Indebted Farmers’ Support Consortium should aim to get all the four crore farmers all the benefits of the government schemes such as the Rashtriya Krishi Vikas Yojana, Irrigation Benefit Programme and others. If this is done, every farm family released from the debt trap should be able to produce at least an additional half tonne per hectare of foodgrains. This should help increase food production by about 20 million tonnes by 2008-10. At a time when global and national food stocks are dwindling and prices are rising, this will be atimely gain for our national food security. We need to ensure that the outcome of the debt waiver is enhanced farmers’ income and production. The
prevailing gap between potential and actual yields in the crops of rainfed areas such as pulses and oilseeds is over 200 per cent even with the necessary technologies on the shelf. We are now importing without duty large quantities of pulses and oilseeds. If helped, farmers can produce these at a lower cost. Opportunities for assured and remunerative marketing are essential if loan waiver is not to become a recurring event leading to the destruction of the credit system. This is why the Minimum Support Price is necessary for all, not just for a few crops which is the case at present. This is the single most effective step to make loan waivers history. There is another urgent step which needs to be taken. The loan waiver does not cover those who borrow from moneylenders. It will not be possible for the government to scrutinise the veracity of such private deals but steps can be taken such as giving them Smart Cards which will entitle them to essential inputs like seeds and
fertilizers. The gram sabha can be entrusted with the task of identifying these farmers so that there is transparency in the process and elimination of the chances for falsification and corruption. Fear of occasional misuse should not come in the way of enabling millions of poor farmers who have borrowed from informal sources if we are to achieve the goal of four per cent growth in agriculture.

1. What is the likely impact of ensuring farmers’ benefit from government schemes ?
1. They can use the credit from these schemes to repay moneylenders.
2. The government can control the price rise.
3. Increased agricultural production.
(A) Both 1 and 2
(B) All 1, 2 and 3
(C) Only 3
(D) Both 2 and 3
(E) None of these

2. Why does the author feel that rural India has been overlooked in the past ?
1. Institutional credit was only made available for Kharif crops.
2. Drop in investment in central areas related to agriculture.
3. Records of those eligible for loan waivers have not been maintained over time.
(A) Only 2
(B) Both 1 and 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

3. How can small farmers avoid debt ?
(A) They need to acquire additional land holdings
(B) They need to take advantage of both government schemes as well as credit from moneylenders
(C) They have to ensure a sufficient amount of their farm produce is sold
(D) The Government should provide periodic loan waivers
(E) None of these

4. What is the objective of the Indebted Farmers’ Support Consortium ?
(A) It is a support group for the families of indebted farmers
(B) It has to devise new government schemes for farmers
(C) It has to track farmers eligible for government schemes
(D) It has to evaluate government schemes and weed out the inefficient ones
(E) None of these

5. What does the author mean by the phrase “indebtedness of the country to its farm families” ?
(A) If farmers are in debt it impacts the entire country
(B) Citizens should be grateful to farmers and their families for the hardships borne by them to cultivate crops
(C) India’s food production has fallen causing it to be in debt since it has to import food
(D) The number of farmers’ descendants taking up agriculture has fallen.
(E) None of these

6. What is the author’s opinion of recurring loan waivers ?
(A) They are beneficial to farmers
(B) They are detrimental to the system of lending.
(C) They will reduce the need for a Minimum Support Price for agricultural products
(D) Farmers will no longer be in debt to moneylenders
(E) None of these

7. Which of the following is TRUE in the context of the passage ?
(A) The Minimum Support Price for agricultural products is yet to be implemented
(B) Loan waiver is a permanent solution to indebtedness of farmers
(C) Current agricultural growth is below four per cent
(D) India’s food production has increased in 2008
(E) Moneylenders benefit from loan waivers

8. Why does the loan waiver not cover credit taken from moneylenders ?
1. It is difficult to verify these contracts between farmers and moneylenders.
2. It will increase the deficit in the budget.
3. There is a risk that the funds may be misappropriated.
(A) Both 1 and 3
(B) All 1, 2 and 3
(C) Only 2
(D) Both 1 and 2
(E) None of these

9. Why is there a vast gap in actual and potential yields of crops in rainfed areas ?
(A) The government prefers to import these crops at a lower rate
(B) No technological advances have been made to improve the growth of crops in these areas
(C) There is no Minimum Support Price available for these crops
(D) Farmers are forced to sell these crops at a low rate
(E) None of these

10. How does the government intend to ensure transparency in the Smart card issuance process ?
(A) Screening private players involved in the scheme
(B) Granting access to those farmers who register with their local moneylenders
(C) Providing cards which cannot be forged
(D) Regularly rotating members of the gram sabha so there is no corruption
(E) None of these

Directions—(Q. 11–13) Choose the word which is most similar in meaning to the word printed in bold as used in the passage.
11. assured
(A) insured
(B) definite
(C) doubted
(D) confident
(E) reliance

12. relieved
(A) exempted
(B) backed
(C) supported
(D) calmed
(E) substituted

13. gap
(A) hole
(B) break
(C) pause
(D) difference
(E) interruption

Directions—(Q. 14–15) Choose the word which is most opposite in meaning to the word printed in bold as used in the passage.
14. timely
(A) young
(B) lately
(C) overdue
(D) aged
(E) slowly

15. elimination
(A) authority
(B) forgiveness
(C) attack
(D) provision
(E) protection

Sunday, December 13, 2015

Bank Exam Preparation 347

Directions —(Q. 41–50) In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage and against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case.

One of the good things that happened to me …(41)… in Patliputra, …(42)… the friendship of the farmer’s daughter. This nine year old girl …(43)… became very fond of me and her parents …(44)… her that she could keep me forever as her toy. She was very good at needlecraft and … (45)… clothes for her doll. In fact, on my first night there and …(46)… the rest of my stay in the farmer’s house, I slept in her doll’s cradle. That first night, they put the cradle on …(47)… of a shelf far away from the danger of rats. As I slowly got to learn their language, I was …(48)… to talk to the girl and let her
know my needs and she was able to make me …(49)… comfortable. She made me seven shirts and was my teacher of the language. When I pointed to anything, she would …(50)… it by name, and soon I was able to talk easily with her.

41. (A) waiting
(B) truly
(C) till
(D) still
(E) while
42. (A) for
(B) was
(C) because
(D) is
(E) it
43. (A) soon
(B) had
(C) was
(D) has
(E) forever
44. (A) handled
(B) worried
(C) taught
(D) promised
(E) carried
45. (A) tore
(B) tearing
(C) making
(D) wore
(E) make
46. (A) to
(B) as
(C) for
(D) of
(E) if
47. (A) bottom
(B) top
(C) coating
(D) height
(E) wide
48. (A) possible
(B) happiness
(C) eagerly
(D) able
(E) request
49. (A) every
(B) thorough
(C) total
(D) high
(E) more
50. (A) call
(B) ask
(C) throw
(D) help
(E) hit

Friday, December 11, 2015

Bank Exam Preparation 345

Directions —(Q. 26–30) Rearrange the following six sentences (1), (2), (3), (4), (5) and
(6) in the proper sequence to form a meaningful paragraph; then answer the questions given below them.
(1) She eased out something from her waist folds.
(2) Maganlal welcomed a customer early in the day.
(3) Once visible, Maganlal realized it was a pair of gold bangles.
(4) The woman carefully counted the money and then left.
(5) He took the bangles and placed some money in the woman’s palm.
(6) This customer was a peasant woman wearing a discoloured sari and old anklets.

26. Which of the following should be the FIRST sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5

27. Which of the following should be the SECOND sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6

28. Which of the following should be the THIRD sentence after rearrangement ?
(A) 1
(B) 2
(C) 3
(D) 4
(E) 5

29. Which of the following should be the FOURTH sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6

30. Which of the following should be the LAST (SIXTH) sentence after rearrangement ?
(A) 2
(B) 3
(C) 4
(D) 5
(E) 6

Wednesday, December 9, 2015

Bank Exam Preparation 343

Directions —(Q. 16–20) Which of the phrases (A), (B), (C) and (D) given below each
sentence should replace the phrase printed in boldin the sentence to make it grammatically correct ? If the sentence is correct as it is given and ‘No correction is required’, mark (E) as the answer.

16. I woke up early in the morning and had a steamer cup of coffee.
(A) has a steamer
(B) has a steaming
(C) had a steaming
(D) had a steam
(E) No correction required

17. Tired of being harassed by the goons, I finally called the police and complained—
(A) in being harassed
(B) of being harass
(C) in be harassed
(D) of be harass
(E) No correction required

18. A friendship founded on business is best than a business founded on friendship.
(A) is good than
(B) is better than
(C) is bestest than
(D) is better then
(E) No correction required

19. Right action cannot came out of nothing, it must be preceded by thought.
(A) come out of
(B) came out off
(C) come off
(D) coming out of
(E) No correction required

20. One of the base laws of nature is that adaptability is the price of survival.
(A) basis laws of
(B) basic law of
(C) base law of
(D) basic laws of
(E) No correction required

Tuesday, December 8, 2015

Bank Exam Preparation 342

Directions—(Q. 1–15) Read the following passage carefully and answer the questions given below it. Certain words/phrases have been printed in bold to help you locate them while answering some of the questions.

Once upon a time, there was a rich merchant who had four wives. He loved the fourth wife the most and adorned her with rich robes and treated her to delicacies. He took great care of her and gave her nothing but the best. He also loved the third wife very much. He was very proud of her and always wanted to show her off to his friends. However, the merchant was always in great fear that she might run away with some other men. He loved his second wife too. She was a very considerate person, always patient and in fact was the merchant’s confidant. Whenever the merchant faced some problems, he always turned to his second wife and she would always help him out and tide him through difficult times. Now, the merchant’s first wife was a very loyal partner and had made great contributions in maintaining his wealth and business as well taking care of the household. However, the merchant did not love the first wife and although she loved him deeply, he hardly took notice of her.
One day, the merchant fell ill. Before long, he knew that he was going to die soon. He thought of his luxurious life and told himself, “Now I have four wives with me. But when I die, I’ll be alone. How lonely I’ll be !” Thus, he asked the fourth wife, “I loved you most, endowed you with the finest clothing and showered great care over you. Now that I’m dying will you follow me and keep me company ?” “No way !” replied the fourth wife and she walked away without another word. The answer cut like a sharp knife right into the merchant’s heart. The sad merchant then asked the third wife, “I have loved you so much for all my life. Now that I’m dying will you follow me and keep me
company ?” “No !” replied the third wife, “Life is so good over here ! I’m going to remarry when you die !” The merchant’s heart sank and turned cold. He then asked the second wife. “I always turned to you for help and you’ve always helped me out. Now I need your help again. When I die, will you follow me and keep me company ?” “I’m sorry, I can’t help you out this time !” replied the second wife. “At the very most, I can only send you to your grave.” The answer camelike a bolt of thunder and the merchant was devastated. Then a voice called out, “I’ll leave with you. I’ll follow you no matter where you go.” The merchant looked up and there was his first wife. She was so skinny, almost like she suffered from malnutition. Greatly grieved, the merchant said, “I should have taken much better care of you while I could have !”
Actually, we all have four wives in our lives. The fourth wife is our body. No matter how much time and effort we lavish in making it look good, it’ll leave us when we die. Our third wife is our  possessions, status and wealth. When we die, they all go to others. The second wife is our family and friends. No matter how close they had been to us when we’re alive, the furthest they can stay by us is up to the grave. The first wife is in fact our soul, often neglected in our pursuit of material wealth and sensual pleasure. It is actually the only thing that follows us wherever we go. Perhaps it’s a good
idea to cultivate and strengthen it now rather than to wait until we’re on our deathbed to lament.

1. What did the merchant want to do with his third wife ?
(A) To buy good clothes for her
(B) To give her away to his friends
(C) To show her off to his friends
(D) To share his problems with her
(E) None of these

2. What was the second wife’s quality ?
(A) She helped the merchant during tough times
(B) She helped the merchant in his business
(C) She made the merchant feel proud
(D) She contributed to the merchant’s wealth
(E) None of these

3. What does the phrase ‘cut like a sharp knife’ as used in the passage mean ?
(A) Injure
(B) Bleed
(C) Dangerous
(D) Hurt
(E) None of these

4. Which of the following is possibly NOT a characteristic of the first wife as given in the passage ?
(A) Caring
(B) Beautiful
(C) Thin
(D) Loyal
(E) All of the above are characteristics of the first wife

5. What fear did the merchant have about his third wife ?
(A) That she would kill him
(B) That she would not accompany him when he died
(C) That she would run away with all his money
(D) That she would not look beautiful anymore
(E) None of these

6. What explanation did the fourth wife give for not accompanying the merchant when he was dying?
(A) She wanted more money
(B) She did not give any explanation
(C) She wanted to marry someone else after the merchant’s death
(D) She was afraid to go with him
(E) None of these

7. Why did the first wife offer to go with the merchant when he died ?
(A) Because she loved him
(B) Because she was afraid to stay alone
(C) Because she hated the other wives
(D) Because she was undernourished and was going to die anyway
(E) None of these

8. The author has compared the merchant’s fourth wife to our ………
(A) Soul
(B) Wealth
(C) Friends
(D) Status
(E) None of these

9. What does the author have to say about our soul ?
(A) That it is well taken care of
(B) That it can give us company only till our death
(C) That it has been ignored in the chase for worldly pleasures
(D) That it belongs to someone else after our death
(E) None of these

10. What does the phrase
‘like a bolt of thunder’ used in the passage mean ?
(A) like a very bright light
(B) like a pleasant feeling
(C) like a loud noise
(D) like a shock
(E) None of these

Directions —(Q. 11–13) Choose the word which is MOST SIMILAR IN MEANING to the word printed in bold as used in the passage.

11.adorned
(A) spent
(B) dressed
(C) tried
(D) carried
(E) necklace

12.showered
(A) bestowed
(B) cleaned
(C) pleased
(D) bathed
(E) threw

13.lament
(A) fear
(B) tell
(C) grieve
(D) care
(E) forget

Directions —(Q. 14–15) Choose the word which is MOST OPPOSITE IN MEANING to the
word printed in bold as used in the passage.
14. considerate
(A) ignorant
(B) lazy
(C) angry
(D) thoughtful
(E) insensitive

15. furthest
(A) longest
(B) closest
(C) greatest
(D) shortest
(E) wildest

Monday, December 7, 2015

Bank Exam Preparation 341

Directions (151-160) : In the following passage there are blanks, each of which has been numbered.
These numbers are printed below the passage, against each, five words are suggested, from one of which fits the lank appropriately. Find out the appropriate word in each case.

Rural healthcare in India is (151) by a huge gap between supply and demand. Currently, rural
healthcare needs are (152) either by limited government facilities and private nursing homes, which have not been able to keep pace with increasing demand, (153) by a number of quacks who practise medicine in rural areas. The quality of infrastructure is usually poor and people (1541 up having to go to nearby large cities if they need high-quality care. Rural India deserves better, since the ability to pay has gone up over the last few years, driven by growth in income and penetration of government healthcare programmes. Increasing demand, (155) with the failure of existing infrastructure to scale, has resulted in rural healthcare (156) a large under- served market. Absence of a viable business model (157) conversion of the huge rural expenditure on health into an economic activity that generates incomes and (158) the poor. It is this (159) that entrepreneurs are looking to (160).

151. (1) displayed (2) furthered (3) characterised (4) made (5) performed

152.(1) met (2) elevated  (3) discussed (4) set (5) stopped

153.(1) nor- (2) but (3) or (4) and 5) also 5

154.(1) give (2) fed (3) start (4) set (5) end

155. (1) combined (2) mentioning (3) engaged (4) resulting (5) couple

156. (1) happening (2) being (3) exists (4) is (5) become

157. (1) makes (2) so (3) ceasing (4) prevents (5) to

158. (1) supplies (2) lists (3) turns (4) serves (5) generates

159. (1) truth (2) progress (3) catastrophes (4) divides (5) gap

160..(1) access (2) plug (3) form (4) distance (5) fills

Sunday, December 6, 2015

Bank Exam Preparation 340

31. How many such pairs of letters are there in the word TELEPATHY each of which has
as many letters between them in the word (in both forward and backward directions), as they have between them in the English alphabetical series ?
(1) One . (2) Two (3) None (4) Three (5) More than three

32. How many meaningful words can be made with the alphabets D, R, H and A each being used only once in each word ?
(1) None (2) One' (3) Two (4) Three (5) More than three

Directions (33-35) : Four of the following five are alike in a certain way and so form a group.
Which is the one that does not belong to that group ?
33. (1) Quick
(2) Brisk
(3) Quiet
(4) Fast
(5) Rapid

34. (1) Repair
(2) Mend
(3) Correct
(4) Rectify
(5) Trouble

35. (1) Employed
(2) Trained
(3) Hired
(4) Appointed
(5) Commissioned

36. Four of the following five are alike in a certain way (based on the English alphabetical series) and hence form a group. Which is the one that does not belong to that group if the English alphabetical
series is broken into two equal halves i.e. the first 13 alphabets are clubbed together and the last 13 alphabets are clubbed separately?
(1) FH (2) SU (3) MA (4) CK (5) LB

Saturday, December 5, 2015

Bank Exam Preparation 339

Directions (22-30): Study the information below and answer the given questions :
Nine people A, B, C, D, E, F, G, H and J stay in a building, not necessarily in the same order. The
building has nine floors and only one person stays on one floor. All of them own one car each, and each car is of a different colour, i.e. blue, grey, white, black, yellow, green, red, orange and pink not necessarily in the same order. The ground floor is numbered 1, the floor above it, number 2 and so on and the top most floor is numbered 9.

H owns a black coloured car and stays on an even numbered floor. A stays on any even numbered
floor below the floor on which H stays. The one who owns an orange coloured car stays on the fourth
floor. E stays on the second floor and owns the white coloured car. The one who owns a pink oloured
car stays on the third floor. A does not own a green coloured car. There are two floors between the floors on which the people owning the red and the black coloured cars stay. C owns a grey coloured car. There are three floors between the floors on which C and G stay. D stays on a floor immediately above J's floor. There is one floor between the floors on which F and G stay. F does not own the pink coloured car. The one who owns the blue car stays on the top-most floor. F does not stay on the ground floor.

2 2 . How many HOOTS are there between the floor on which J stays and the floor on which C stays?
( 1 ) One . (2) Two (3) None (4) Three (5) More than three

2 3 . Which of the following is true as per the given information?
( 1 ) B stays on a floor immediately below the floor on which H stays.
( 2 ) G stays on a floor immediately above the floor on which A stays.
(3) F stays on the eighth floor.
( 4 ) D owns the orange coloured car.
(5) None is true

2 4 . On which of the following floors does G stay?
( I ) 1st (2) 6th (3) 5th (4) 7th (5) None of these

2 5 . Who amongst the following stays on the top-most floor ?
(!) F (2) G ( 3 ) D (4) C (5) None of these

2 6 . A owns a car of which of the following colours?
(1) .Orange (2) Pink (3) Yellow (4) Blue (5) None of these

27. Who stays on the floor which is exactly between the floor on which H stays and the floor
on which A stays ?
(1) B * (2) G (3) C (4) F (5) None of these

28. Who amongst the following owns the green coloured car?
(1) D (2)J (3) G (4) F (5) None of these

29. B is related to C in the same way as H is related to E as per the given information. Following
the same pattern F is related to which of the following?
(1) J (2) D (3) A (4) G (5) None of these

30. What is the colour of the car of the person who stays on the ground floor?
(1) Red (2) Green (3) Yellow (4) Grey (5) None of these

Friday, December 4, 2015

Bank Exam Preparation 338

Directions (16-21): Study the information below and answer the given questions :

Eight friends A, B, C, D. E. F. G and H are sitting in a circle, not necessarily in the same order. Four
of them are facing outside and four of them are facing the centre.
• E faces outside. Both the immediate neighbours of E face the centre.
• H sits second to the right of E. B sits third to the left of E.
• D faces the centre. Both the immediate neighbours of D face outside.
• G sits second to the left of A. B sits third to the right of H .
• F is an immediate neighbour of D. C is an immediate neighbour of G .
• D is not an Immediate neighbour of B.

16. Who amongst the following sits to the immediate right of H?
( 1 ) A (2) D ( 3 ) C (4) G (5) None of these

17. Who amongst the following sits third to the right of A ?
( 1 ) D (2) E ( 3 ) F (4) A (5) None of these

18. If all the people are made to sit in alphabetical order, in clockwise direction, starting from A,, the position of whom amongst the following remains the same (Excluding A ) ?
( D E (2)F ( 3 ) C (4) G ( 5 ) None of these

19. Four of the following five are alike in a certain way, based on the information given
above and so form a group. Which is the.one that does not belong to that group ?
( 1 ) HA (2) FH ( 3 ) GC (4) DA (5) AE

20. Who amongst the following sits exactly between F and C (and also their neighbour) ?
( 1 ) E (2) B ( 3 ) G (4) A (5) None of these

21. How many people are seated between A and C (counting clockwise from A) ?
( l ) T w o (2) Four ( 3 ) None (4) One ( 5 ) Three

Thursday, December 3, 2015

Bank Exam Preparation 337

Directions (11-15): Study the information below and answer the given questions :
In a certain code — ' f a c i n g problems with health' is coded as 'mlp hit ngi snk'
'health problems on rise' is coded as 'hit sa rtv mlp'
'rise with every challenge' is coded as 'snk rtv lne riy'
'facing challenge each day' is coded as 'ngi riy nop hus'

11. "riy snk mlp" could be a code for which of the following ?
( 1 ) problem every day
(2) challenge with health
(3) with health day
(4) every challenge facing
(5) chaUenge facing with

12. Which of the following is the code for 'day' ?
( 1 ) riy (2) nop (3) ngi (4) hus (5) Cannot be determined

13. What does the code 'lne'stand for?
( 1 ) facing (2) with (3) every (4) rise (5) challenge

14. "riy rtv roi" could be a code for which of the following ?
( 1 ) rise above challenge
(2) rise health challenge
(3) day rise challenge
(4) with rise challenge
(5) challenge every rise

15. Which of the following is the code for 'facing' ?
( 1 ) nop (2) rtv (3) ngi (4) snk (5) sa

Wednesday, December 2, 2015

Bank Exam Preparation 336

Directions (6-10) : Each of the following questions below consists of a question and two statements
numbered I and II given below it. You have to decide whether the data provided in the statements
are sufficient to answer the question.
Read both the statements and —

Give answer (1) If the data in Statement I alone are sufficient to answer the question, while the data
in statement II alone are not sufficient to answer the question.

Give answer (2) If the data in Statement II alone are sufficient to answer the question, while the data
in statement I alone are not sufficient to answer the question.

Give answer (3) If the data in either Statement I alone or statement II alone are sufficient to answer
the question.

Give answer (4) If the data in both the Statements I and II together are not sufficient to answer the
question.

Give answer (5) If the data in both the Statements I and II are together necessary to answer the
question.

6. In which direction is point E,with reference to point S ?
I. Point D is to the east of point E. Point E is to the south of Point F.
II. Point F is to the northwest of point S. Point D is to the north of point S.

7. Who amongst P, Q, R, S and T, is the tallest?
I. P is taller than Q. T is not the tallest
II. R is taller than P. S is not the tallest.

8. How many marks has Suman scored in the test? (Maximun marks 20)
I. Suman scored two digit marks. Her marks were ii not in decimals.
II. Sumah scored more that 9 marks in the test.

9. In which month of the year did Rahul go abroad for a vacation?
I. Rahul correctly remembers hat he went for a vacation in the first half of the • year.
II. Rahul's son correctly remembers that they went for a vacation after 31st March but before 1 st May.

1O. On which day of the same week is Ramesh's exam scheduled (Monday being the first
day of the week) ?
I. Ramesh correctly remembers that his exam is scheduled on a day after Tuesday, but before Thursday of the same week.
II. Ramesh's friend correctly remembers that Ramesh's exam is scheduled on the third day of the week.

Tuesday, December 1, 2015

Bank Exam Preparation 335

Directions (1-5) : In each of the question sets below are two/three statements followed by two
conclusions numbered I and II. You have to take the given statements to be true even if they seem to be at variance from commonly known facts and then decide which of the given conclusions logically follows from the given statements disregarding commonly known facts.

Give answer (1) if only conclusion
I follows.
Give answer (2) if only conclusion
II follows.
Give answer (3) if either conclusion
I or conclusion II follows.
Give answer (4) if neither conclusion
I nor conclusion II follows.
Give answer (5) if both conclusion
I and conclusion II follow.

Directions ( 1 - 3 ) :
Statements :
All stars are bottles.
Some bottles are papers.
No paper is a calendar.
1. Conclusions:
I. Atleast some calendars
are bottles.
II. No calendar is a star.
2. Conclusions:
I. All stars being papers is a
possibility.
II. No calendar is a bottle.
3. Conclusions:
I. All calendars being stars is
a possibility.
II. Atleast some bottles are
stars.
Directions ( 4 - 5 ) :
Statements :
Some pencils are blankets.
All blankets are erasers.
4. Conclusions:
I. Atleast some pencils are
erasers.
II. All erasers being pencils is
a possibility.
5. Conclusions:
I. No eraser is a pencil.
II. All blankets being pencils
is a possibility